Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

The Average Balance per Loan Account has increased in major states like Tamil Nadu (16%) and Karnataka (12%), while states such as Punjab (-1%) and Manipur (-6%) experienced declines. Telangana (33%) and Andhra Pradesh (27%) also posted significant growth, attributed to their previously low bases.

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

100 %

0 %

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March 2023

0

Industry

March 2024

0

Industry

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

Avg. Balance per Loan Account (in Rs.)

Growth (%)

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

S. No.	State/UT	March 2023	March 2024	Y-o-Y Growth (in %)
1	Andaman & Nicobar	25198	36859	46 %
2	Nagaland	31382	34381	10 %
3	Daman & Diu	33119	33884	2 %
4	Tripura	28775	32227	12 %
5	Dadra & Nagar Haveli	27765	32106	16 %
6	Sikkim	25048	31711	27 %
7	Puducherry	26487	31006	17 %
8	Tamil Nadu	26579	30909	16 %
9	West Bengal	26404	30324	15 %
10	Jammu & Kashmir	33132	30143	-9 %
11	Delhi	26560	29738	12 %
12	Karnataka	26332	29574	12 %
13	Bihar	27129	29532	9 %
14	Kerala	27940	28995	4 %
15	Goa	25812	28939	12 %
16	Assam	24002	28892	20 %
17	Himachal Pradesh	26554	28487	7 %
18	Uttarakhand	25438	28441	12 %
19	Uttar Pradesh	26304	28279	8 %
20	Mizoram	26820	28169	5 %
21	Gujarat	25027	28077	12 %
22	Arunachal Pradesh	25592	27420	7 %
23	Haryana	25338	27144	7 %
24	Rajasthan	25199	26751	6 %
25	Ladakh	30716	26738	-13 %
26	Maharashtra	24477	26708	9 %
27	Jharkhand	24823	26689	8 %
28	Madhya Pradesh	24622	26610	8 %
29	Chhattisgarh	23555	26238	11 %
30	Odisha	23540	26123	11 %
31	Meghalaya	23110	25998	12 %
32	Chandigarh	24627	25524	4 %
33	Others	17640	24192	37 %
34	Punjab	23937	23796	-1 %
35	Manipur	23883	22540	-6 %
36	Telangana	9502	12643	33 %
37	Andhra Pradesh	9580	12157	27 %
	Industry	24661	27441	11 %

Bharat Microfinance Report

Fostering Inclusive Impact Finance

Outlook for Microfinance

Review for Microfinance

Review of Microfinance Operations in the country

Growth for Microfinance

Performance of NBFC-MFIs

Operational Eminence

Bank Linkage Programme

Operations of MLIs

Parametric Insurance

Expanding micro credit

Geographical Spread

Select & View Tables

Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

March 2023

0

March 2024

0

2.2 Number of Loans Accounts and Unique Borrowers (in lakhs)

2.3 Loan Outstanding (Rs in Cr.)

2.6 Loan Disbursement

Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

March 2023

0

March 2024

0